David Chen
Editorial byline
David Chen is an editorial byline for The Executive American, with a focus on U.S. Equities, Monetary Policy, Economic Data Releases (Jobs, CPI, GDP). Biographical credentials and external profiles are published only after verification.
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Latest Articles

How the Fed Balances Maximum Employment and Stable Prices: The Dual Mandate, Explained
The Federal Reserve operates under a dual mandate from Congress: to achieve maximum employment and maintain price stability. The central bank balances these goals by assessing economic gaps relative to its 2% inflation target and its broad definition of maximum employment, adjusting monetary policy accordingly.
Nov 10, 2026 · 5 min read

Three Domains, One Boardroom Agenda: Where C-Suite Executives Should Focus Enterprise AI Adoption
Enterprise leaders must focus AI adoption on three interdependent domains: aligning AI with business strategy and value, building AI-ready leadership, and establishing governance and risk management. Successful AI deployment requires treating it as an enterprise-wide transformation, not just a technology project, with maturity in these areas being key to realizing benefits.
Nov 6, 2026 · 6 min read

How to Choose an Executive Health Program: A Decision Framework for Leaders and Their Companies
Choosing the right executive health program involves aligning its model, diagnostic scope, and cost with an executive's health risks and the organization's talent and continuity goals. The decision process prioritizes selecting the program model, then defining diagnostic depth, and finally choosing a transparent provider with appropriate follow-up.
Oct 31, 2026 · 5 min read

Executive, Corporate, Personal, or Tiered Luxury: Which Concierge Model Fits Your Role
The article distinguishes between four distinct concierge service models—Executive, Corporate, Personal, and Tiered Luxury—explaining that the best fit depends on your professional role and specific needs, not just the tasks required. It highlights proactivity as a key differentiator, especially for executive-level services.
Oct 29, 2026 · 4 min read

Quantum Computing Threatens Enterprise Encryption: A Four-Stage Plan for Executive Action
Quantum computing presents two threats to enterprise data security: Q-Day, when quantum computers could break current encryption, and the present-day 'harvest now, decrypt later' practice. Enterprises must initiate a structured, multi-year migration to post-quantum cryptography (PQC) through a four-stage plan.
Oct 28, 2026 · 5 min read

Blockchain in Supply Chains: What It Delivers, and Where It Falls Short
Blockchain offers supply chains enhanced traceability, fraud reduction, and data integrity through a shared, tamperproof ledger. However, its effectiveness hinges on consistent participant data input and robust governance, not just the technology itself.
Oct 25, 2026 · 4 min read

Scrutinizing the Deal: How Local Leaders Should Evaluate Data Center Incentive Packages
Local leaders must rigorously evaluate data center incentive packages, as projected benefits often fall short due to tax exemptions and infrastructure costs. A disciplined framework is essential to weigh revenue against abatements, infrastructure demands, job realities, and community impacts to ensure net community benefit.
Oct 24, 2026 · 6 min read

How to Choose an Executive Concierge Service: A Two-Step Decision Framework
Choosing an executive concierge service involves a two-step decision framework: first, clarify your specific needs and lifestyle, then evaluate potential providers based on their service model and demonstrated capabilities. This process ensures you find the right fit for your unique demands, leading to a strategic partnership.
Oct 22, 2026 · 4 min read

Three Value Categories, One Board Conversation: How Executives Should Frame AI ROI
Executives should evaluate enterprise AI investments by categorizing initiatives into three value buckets—operational efficiency, revenue growth, and risk reduction—rather than seeking a single ROI number. This multi-dimensional approach is crucial for aligning AI spend with strategic business outcomes and enabling credible board-level discussions.
Oct 16, 2026 · 7 min read

The Fed's Evolving Toolkit for Its Dual Mandate
The Federal Reserve implements its dual mandate of maximum employment and price stability by adapting its monetary policy tools. Since the 2008 financial crisis, the Fed has transitioned from a limited-reserves system to an ample-reserves regime, now relying on administered interest rates.
Oct 5, 2026 · 4 min read

The Phillips Curve and the Federal Reserve's Evolving Monetary Policy Trade-offs
The Phillips Curve, an economic model linking unemployment and inflation, is crucial for the Federal Reserve's dual mandate but has evolved significantly. Its observed flattening and the increasing importance of inflation expectations challenge traditional monetary policy trade-offs.
Oct 1, 2026 · 4 min read

Understanding the Federal Reserve's Quantitative Tightening Policy
Quantitative Tightening (QT) is a Federal Reserve monetary policy tool designed to shrink its balance sheet and reduce liquidity in the banking system. It operates as the inverse of Quantitative Easing (QE), allowing bonds to mature without reinvestment to put upward pressure on long-term interest rates and cool the economy.
Sep 28, 2026 · 5 min read

University education 2026 costs soar, threatening accessibility
For the 2026-27 academic year, a California resident attending UC Davis will pay $13,104 in tuition and fees, a figure that doesn't include health insurance or living expenses.
Jul 21, 2026 · 4 min read

Iran and Oman to work on pact for Hormuz transit fees
Iran and Oman have signed a memorandum of understanding to begin work on an agreement regarding the future administration of the Strait of Hormuz and to examine charging maritime service fees.
Jun 24, 2026 · 3 min read

Trump Orders DOJ Probe Into Alleged Gas Price Gouging
Brent crude fell below $77 a barrel on Wednesday, even as President Trump ordered the Justice Department to investigate oil companies for alleged 'gouging'.
Jun 24, 2026 · 2 min read

India's Services PMI Slows to 57.3 in June Amid Deceleration
India's private sector expanded at its slowest pace in three months in June, with the HSBC Manufacturing Purchasing Managers' Index (PMI) easing to 54.
Jun 23, 2026 · 4 min read

Zerodha's Kamath Explains Why NSE is a 'Cash Machine'
Nithin Kamath, co-founder of India's largest brokerage Zerodha, publicly describes the IPO-bound National Stock Exchange (NSE) as a 'cash generation and distribution machine,' according to Fortune Ind
Jun 23, 2026 · 4 min read

Lula Leads Brazil Presidential Polls; Bolsonaro Ineligible
Jair Bolsonaro received a 27-year prison sentence in 2026 for plotting an alleged coup and seeking to subvert Brazil's democracy, according to Al Jazeera .
Jun 21, 2026 · 2 min read

Substack creators navigate strange markets and rising fees
The Free Press, a prominent Substack-native publication, is reportedly in advanced discussions to be acquired by CBS for an estimated $200 million, according to Observer .
Jun 20, 2026 · 4 min read

Oil prices steady, but stability is a mirage amid Hormuz tensions
Despite Hormuz Strait tensions, global oil prices have remained surprisingly steady, though this stability is a mirage.
Jun 19, 2026 · 3 min read